Business

Non-Performing Asset Collection Law Special Committee

2025-11-06

 1. Introduction

As one of the professional committees of Guangdong Chenggong Law Firm, lawyer Li Chunxiu, an equity partner, lawyer and director of our firm, serves as the director of the professional committee. A professional team of efficient non-performing asset collection legal services. The professional committee aims to establish the brand of "Chenggong Non-performing Asset Collection Professional Committee", win the trust and reputation of customers with professional legal services, and create value for customers and realize value for the team.


 2. All-round service:

 (1) Front-end:

1. Connect with various asset companies, banks, financial institutions, quasi-financial institutions, investment companies, individual investors, etc. to obtain non-performing asset information;

2. Provide legal consulting services, compliance review legal services and legal training services for the client for non-performing asset business.

 3. Provide legal services for due diligence of non-performing assets including assets;

 (2) Mid-end:

1. Provide legal services such as investment partner matching and non-performing asset acquirer matching;

 2. Provide legal services such as capital allocation and financing;

 3. Provide legal services for the transfer/transfer of non-performing asset packages.

 (3) Backend:

1. Provide legal services for judicial disposal and settlement for investors, including but not limited to litigation/arbitration agency, enforcement agency, bankruptcy reorganization, bankruptcy liquidation, debt reorganization, etc.;

 2. Provide legal services for the transfer of non-performing assets.


 3. Business sector

 (1) Personal loan business:

Accept the entrustment of asset companies, banks, financial institutions, quasi-financial institutions, investment companies, and individual investors to engage in litigation and non-litigation collection of credit card loans, batch personal credit loans, and batch corporate credit loans.

 (2) Mortgage business

Accept the entrustment of asset companies, banks, financial institutions, quasi-financial institutions, investment companies, and individual investors to engage in the collection and disposal services of mortgage-type claims and mixed creditor's rights asset packages.

 (3) Loss-type business

Accept entrustment from asset companies, banks, financial institutions, quasi-financial institutions, investment companies, and individual investors to engage in litigation and non-litigation collection of loss-type asset packages.

 (4) Restructuring of mergers and acquisitions business

Carry out special asset restructuring services for enterprises in distress with investment banking thinking, introduce resources and technologies including law, investment banking, finance, real estate, and business, establish a top-level structure, and carry out various forms of restructuring, revitalization, value enhancement, and tax planning for troubled enterprises and their assets, so as to achieve the ultimate purpose of revitalizing assets, digesting debts, and resolving asset liquidity obstacles.

 (5) Non-litigation business of non-performing assets

Due diligence, legal consulting services, compliance review legal services and legal training services in the field of non-performing assets.


 4. Successful cases:

 (1) Banking business

Our lawyers are involved in a wide range of non-performing asset maintenance and disposal and litigation representation, including:

1. Maintenance and disposal of non-performing assets: In 2011, more than 100 cases of non-performing assets transferred from the Guangdong Branch of the Industrial and Commercial Bank of China were represented.

 2. Litigation/enforcement agency:

Our team acted as an agent for a number of banks and financial institutions, including Ping An Bank Co., Ltd., Bank of Beijing Co., Ltd. Shenzhen Branch, China Construction Bank Co., Ltd. Shenzhen Branch, Industrial and Commercial Bank of China Co., Ltd. Shenzhen Branch, Agricultural Bank of China Co., Ltd. Shenzhen Branch, China Merchants Bank Co., Ltd. Shenzhen Branch, Industrial Bank Co., Ltd. Shenzhen Branch, Shanghai Yixin Financial Leasing Co., Ltd., Dalian Shengxin Automobile Leasing Co., Ltd., Shenzhen Lianyin Microfinance Co., Ltd., etc.

 (2) Bankruptcy reorganization and liquidation

Since being shortlisted as the third-level administrator of the Shenzhen Intermediate People's Court in May 2018, Guangdong Chenggong Law Firm has handled more than 20 bankruptcy liquidation cases such as Shenzhen Kelaizi Catering Management Co., Ltd., Shenzhen Jujia Power Technology Co., Ltd., Shenzhen Jiyuanjia Technology Co., Ltd., Shenzhen Zhengguang Electronics Co., Ltd., Shenzhen Haiyu Communication Accessories Co., Ltd., Shenzhen Jinwan Property Management Co., Ltd., and Shenzhen Kuangsheng Technology Co., Ltd. Faithfully and diligently performed his duties as a manager, and the handling of cases achieved good legal and social results.

(3) Acquisition, disposal and liquidation of non-performing assets by individual investors Accept the entrustment of multiple individual investors to acquire asset packages, and provide legal services for subsequent asset package execution.